Untypical workers? Here are the personal loans.
How to request unsecured loans
Requests for unsecured loans for atypical workers who want to be able to acquire a personal loan, or a provision that can be disbursed able to respond quickly to their needs, are now increasingly growing.
Today there are millions of people employed only temporarily or with temporary employment contracts who need a credit to carry on their families, but it is not always easy. We often see ourselves denied access to traditional forms of financing.
In the last fifteen years the category of so-called “atypical workers” has grown exponentially due to the economic-financial situation that involves our country and in particular the world of work : inside there are all those who work on projects or with occasional collaborations, temporary workers, consultants with VAT number.
We are talking about people who do not have a working relationship that can be defined as stable and therefore guarantor for obtaining a loan in the bank or a financial one.
So how do you do when you are in these conditions? When we talk about “non-guarantee” it means that the user does not have a pay slip, but there is a second path he can take: to present a certifiable pledge for the loan sinking.
Each beneficiary is in fact required to declare mortgages for their own real estate or to prove that they are holders of movable assets such as treasury bonds or bonds, which could possibly be sold for the purpose of repaying the loan, in cases where the user is unable to fulfill to payments.
How to get a loan when you belong to the category of atypical workers
Another solution is to ensure that an external person guarantees the payment of the installments, participating in the obligation of the commitment to repay the money benefited.
Last point is to be able to access the loan also by presenting regular rents, collected promptly by the user in cases where he was the owner of a property leased to third parties. Each request is subject to acceptance; once accepted, on average the requested money is paid over a period of 48 hours.
Among the experts’ advice for this type of worker category is that of drawing valid information through the vast web network, extended in various online channels and able to offer advantageous and appropriate proposals to the requests.
Comparing multiple sites is certainly an easy and above all fast method. The added value for obtaining personal loans when one belongs to the category of atypical workers is certainly the possibility of being able to present references to the bank that qualify the customer as a “good payer”.
If the subject has already been a client of the bank for many years and has correctly concluded other financing transactions, he will certainly have more chance of obtaining the loan requested.
What are the banks that grant loans even to those who do not have a permanent job? The Inte Versa San Group offers the “Superflash” formula for atypical workers: the figure is 30 thousand USD to be repaid in 2- 10 years.
In this case the loan is granted only for personal and family matters and not for the purchase of goods and buildings. Direct Finance, on the other hand, proposes Direct Pretioso for a maximum of 5 thousand USD without preliminary fees.
Finally, the frequent reductions that regions, provinces and municipalities offer in favor of atypical workers should not be underestimated, through the establishment of public funds (often following agreements with banks operating in the area) to be used as a guarantee for low-interest loans with rates usually much lower than the norm.
All the information is usually found on the various institutional portals.