Rocket Mortgage, LLC: NMLS # 3030
Ideal for the online experience
580
CONVENTIONAL: | 620 |
GIANT: | N / A |
FHA: | 580 |
VIRGINIA: | 620 |
3.5%
First-time home buyers can qualify for a 3% Rocket mortgage.
Quicken Loans: NMLS # 3030
Ideal for refinancing
580
CONVENTIONAL: | 620 |
VIRGINIA: | 620 |
GIANT: | N / A |
FHA: | 580 |
3.5%
On conventional loans, Quicken offers down payments as low as 3%.
New US funding: NMLS # 6606
Great for low or bad credit scores overall
640
VIRGINIA: | 580 |
USDA: | 640 |
GIANT: | N / A |
FHA: | 640 |
CONVENTIONAL: | 620 |
3.5%
New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida, and Illinois.

BNC National Bank: NMLS # 418467
Ideal for FHA loans
640
VIRGINIA: | 640 |
GIANT: | N / A |
CONVENTIONAL: | 640 |
USDA: | 640 |
FHA: | 640 |
3.5%
BNC Banque Nationale offers conventional loans starting at only 3%.

Carrington: NMLS # 2600
Great for low or bad credit scores overall
500
VIRGINIA: | 500 |
USDA: | 550 |
GIANT: | N / A |
FHA: | 500 |
CONVENTIONAL: | 620 |
3.5%
Carrington Mortgage Services offers conventional loans starting at just 3%.
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Network capital: NMLS # 11712
Ideal for customer support
640
USDA: | 640 |
GIANT: | N / A |
CONVENTIONAL: | 620 |
VIRGINIA: | 640 |
FHA: | 640 |
3.5%
Network Capital offers conventional loans with as little as 3% down payment
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Hitch bridge: NMLS # 6521
Ideal for customer support
550
VIRGINIA: | 550 |
USDA: | 550 |
GIANT: | N / A |
FHA: | 550 |
CONVENTIONAL: | 620 |
3.5%
Homebridge offers conventional loans for as little as 3% down payment.
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Mr. Cooper: NMLS # 2119
Ideal for refinancing
620
VIRGINIA: | 600 |
GIANT: | N / A |
FHA: | 580 |
CONVENTIONAL: | 620 |
3%
Mr. Cooper offers conventional loans for as little as 3% down payment.
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Citibank: NMLS # 412915
Ideal for a low down payment
N / A
3.5%
Citibank offers down payments as low as 3% through its HomeRun loan program.
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Federal Navy: NMLS # 399807
Ideal for a low down payment
N / A
0%
Navy Federal Credit Union offers down payments as low as 0% on loans to military families.
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