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Your credit score is how you present yourself to lenders. It’s what determines the types of credit cards you qualify for and the types of terms you get with your card. But that doesn’t mean there’s only credit cards for people with good credit. There are credit cards available for all credit levels, including No …

Links to the breadcrumb Personal finance Debt Credit is neither good nor bad; it’s how we use and manage it that can have an impact Credit can be a great tool to help us get those things we couldn’t otherwise afford. Photo by Getty Images/iStockphoto Reviews and recommendations are unbiased and products are independently selected. …

The National Credit Union Administration wants to regain its authority over third-party providers — including credit union service organizations — that expired at the end of 2001, but some industry insiders think that’s a bad idea. Currently, the NCUA conducts “CUSO reviews” and can only make recommendations to these groups. It has no power over …

You know credit scores exist. You might even know what yours is. But do you know how it’s calculated and why it matters? Your credit score determines whether you can get a credit card, rent an apartment, buy a house, start a business, or even get a cell phone contract. A low credit score can …

Traditionally, during the holiday season, there is a lot going on. The holiday season brings with it a host of expenses, such as those associated with hosting gatherings and buying gifts for loved ones. Different surveys show that around 42% of Americans take out short-term loans to get through the season with less financial strain …

Small Box of Blessings from Affinity Plus FCU. Credit unions across the country over many years have collectively raised tens of millions in cash and food to feed families in need. In the state of Maine, for example, more than $11.3 million has been raised since 1990, when the Maine Credit Unions Campaign to End …

A student from North Texas contacted our NBC 5 and Telemundo 39 Responde teams after learning of thousands of dollars in debt incurred in his name. Find out what parents can do now to help protect their children’s financial future. ‘THIS IS REALLY STRESSFUL FOR ME‘ Shortly after turning 18, Josue Guevara said he went …

Media City Credit Union Media City Credit Union in Burbank, a financial cooperative that returns its income to its member-owners, aims to provide comprehensive financial education to its current and potential members. In the spirit of “People Helping People” credit unions, Media City hopes to educate people about paper check fraud and “check washing” so …

Answer: If you are looking to rent an apartment in New York and have bad credit, using a guarantor is the most common way to get approved for an apartment. And in your case, you might have more leverage with certain landlords because of your income. A personal guarantor is a family member or close …

In these times of economic uncertainty, it is more important than ever to understand personal financial matters. Financial literacy refers to knowledge and understanding of financial issues and the importance of having the ability to manage personal finances and maintain individual economic well-being. CHROME Federal Credit Union works with its members to achieve their financial …

Post views: 151 Most people don’t have the wealth to make huge cash purchases. Examples include tuition fees, new automobiles, and houses for sale. These and similar expenses are simply too expensive for the average person to pay directly. The good news is that people can make large purchases without having the funds immediately available. …

Your credit score is one of the most important numbers in your life. It determines whether or not you can get a loan and what interest rate you will pay on that loan. You will get the best possible loan deal if you have a high credit score, as this indicates that you are a …

Credit card use is something that many Britons use as it is an important way to establish a credit rating. According to money.co.uk, around a quarter of Britons use credit cards as a way to spread the cost of big purchases and around one in ten use them as a way to earn cash and …

Anticipating tough economic times, the Hartford Federal Credit Union tightened its lending standards for home equity lines of credit, lowering its loan-to-value ratio from 80% to 70% for moderate-to-high risk borrowers. Implemented about a month ago, the new approach has reduced the amount of credit available to about 30% to 40% of Hartford Federal Credit …

GILMER, Texas (KLTV) — Their building was in bad shape, about to close, until the Upshur County VFW was granted an eleventh-hour reprieve, thanks to a benefactor who came to the rescue. The Gilmer VFW post 6715 was established 76 years ago, but in 2022 they were in a tough spot. “Our motto is to …