Alliant Credit Union Bonus Promotions: $100 Savings

Alliant Credit Union is a 100% digital credit union that has been around for 85 years and has several hundred thousand members across the United States. They are insured by NCUA charter number 67955 so your funds are protected, just as they would be if it were a bank and FDIC insurance.

What is most appealing about them is that they are a credit union and not a commercial bank. This means that they are not motivated by profit, which results in high savings rates and lower rates on loans.

The next question you might ask yourself, and this is something you need to ask all credit unions, is how do you get membership? Credit unions, by rule, must have membership restrictions and Alliant’s eligibility requirements are quite broad – you are eligible if:

  • Are a current or retired employee of one of the many companies and organizations with which Alliant partners in the United States
  • Are a domestic partner or immediate family member of a current Alliant member
  • Live or work in one of the communities near our Chicago headquarters. Check the list of eligible communities on our website to see if you are eligible.
  • If you are not eligible through another option, you can become a member of Foster Care to Success (FC2S) and become eligible for Alliant membership. FC2S serves thousands of teens in foster care across the United States, focusing on those aging outside of the foster care system. FC2S provides grants and scholarships for higher education and offers nursing, mentorship and internship packages. (Alliant will pay the one-time $5 membership fee to FC2S on behalf of the member.)

(note the last point, which basically means everyone is eligible since they will pay the membership fee)

If you want to know more about Alliant itself, our review of Alliant Credit Union and its services explains it all.

Now let’s get to the good stuff.

There are two offers for $100 from Alliant:

  1. Alliant High Rate Savings Account – $100
  2. Alliant Ultimate Opportunity Savings Account – up to $100
  3. How does this offer compare?

Alliant High Rate Savings Account – $100

Alliant Credit Union will give $100 to new Alliant Credit Union members when you open a new high rate savings account and deposit and maintain a minimum balance of $10,000.

You can open an account online using the link below ( or you can open an account over the phone by calling 800-328-1935 and mentioning “Account Promotion Big Saver Savings”.

When you open the account, you have until 8/31/2022 to get the balance up to $10,000, then you must keep the balance above $10,000 until 11/30/2022. This is when they will review the account and issue the bonus if you have met the requirements.

You must keep the account open for at least 180 days or the bonus is revoked.

Learn more about this offer
(Offer expires 07/31/2022)

Alliant Ultimate Opportunity Savings Account – up to $100

The other offer offered by Alliant Credit Union, and the one that has been around for longer, requires less money but still does NOT require a direct deposit. Open an Ultimate Opportunity Savings Account by 12/31/2022 and deposit $100 per month for 12 months.

These are not direct deposits, they are simple transfers. Once you transfer $100 per month for 12 months, they deposit the $100 bonus. It takes longer but requires much less money than the first offer.

No maintenance fees if you opt for eStatements, so you’ll definitely want to.

Learn more about this offer
(Offer expires 12/31/2022)

How does this offer compare?

The first offer isn’t so good – $100 to keep $10,000 in the account for several months isn’t much. If you can find $15,000 to leave in an account, Citi will give you triple that ($300) in less time.

The Ultimate Opportunity Savings Account offer is much more attractive because you can get $100 by locking up only ~$1200 in cash for a year. It’s also not a direct deposit, which can make logistics easier. Plus, the account pays a pretty competitive interest rate, so you don’t lose that.

Here are some other top deals to give you an idea of ​​how it stacks up:

⭐Citi Priority Account – up to $2000

Citi Priority offers up to $2000 bonus when you open an account before 9/1/2023. Then, within 20 days of opening your account, deposit at least $10,000 in New-to-Citi® funds and hold it for 60 days after the 21st day. The bonus amount is based on how much you can transfer, but the lowest level starts at $10,000.

Click here to find out more

Check out the Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover online savings account with promo code WH622 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

Click here to find out more

Chase Total Verification® – $200

Chase Bank will give you $200 when you open a total checking account and set up direct deposit within 90 days. There’s a $12 monthly fee that you can waive with a monthly direct deposit of just $500, so no problem with this offer!

Click here to find out more

SoFi Money – up to $300

SoFi Money will give you up to $300 if you open an account and make direct deposits of at least $1,000. The bonus will be based on the total amount of such direct deposits during a 30 day trial period.

Click here to find out more

Huntington Bank – up to $300

If you live in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin, you can get up to $300 from Huntington Bank to open a new checking account. There are several eligible checking accounts, but these are great deals if you live in their geographic area.

Click here to find out more

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