Posts in category

Bad Credit


Are you struggling with bad credit? If so, you are not alone. In 2021, 11.1% of Americans have a β€œBad” FICO score. This affects your ability to qualify for loans. Credit score agencies vary from state to state. Yet 90 percent of credit decisions in the United States are based on FICO scores. Keep reading …

We all know that our credit scores can have an impact on our monthly bills; the lower our score, the more likely we are to pay more for everything from credit card interest to insurance premiums. It’s a problem that millions of people have, with credit scores so low that it’s hard to qualify for …

There are many good reasons to buy a home today. If you are still working remotely, you can have a more flexible work schedule, which will make it easier to find housing and process your mortgage application. Also, mortgage rates are very competitive, so it pays to take advantage of and lock in a home …

Some people turn to personal loans when financial problems arise, but if you have bad credit, getting a loan can be difficult. If this is your case, you may be relieved to know that some lenders are willing to work with borrowers whose credit histories are less than perfect. Here are some of the challenges …

Funding U does not grant loans based on credit history and does not require student borrowers to use a co-signer. Borrowers are eligible for a loan based on year of study, educational and work history, current courses, prospects for graduation, and likely future income. But it doesn’t lend in all states, and the company says …

Getting a car loan with bad credit is far from impossible, and there is no minimum credit score requirement to obtain financing – you just need to find the right lender for your particular situation. Not all lenders work with borrowers with credit distress, but those who do may not be as out of reach …