Many people are looking for bad credit personal loans because their bank has turned them down. This is not surprising since many banks do not want to risk someone with bad credit. But that doesn’t mean you’re out of luck. Many people are looking for bad credit personal loans because their bank has turned them …

The NCUA is a government agency that insures deposits with credit unions so that your money is safe in the event the institution closes. An individual account federally insured by the NCUA is secure up to $ 250,000. A federally insured credit union will have an NCUA sign on the website or building. Read the …

If you have a bad credit score, don’t worry, you’re not the only one. Thousands of Americans have bad credit scores and struggle to get approved for conventional loans. While it is difficult to restore your credit score, it is not impossible. There are several things you can do to improve it. Depending on what …

A credit score is a number assigned to you based on how credit companies perceive your reliability as a loan taker. If you have a bad payment history with multiple missed payments or defaults, you will need to apply for a bad credit personal loan. If you have a poor credit history and credit rating, …

While the financial fallout from COVID-19 may have sent the U.S. economy into pandemic-induced hibernation in 2020, Americans woke up this spring to low interest rates, falling unemployment, new stimulus checks and finally more widely accessible vaccinations. This may explain why consumer confidence, borrowing and spending tend to increase. Meanwhile, stock market gains are encouraging …

iStock / Getty Images I see you perfectionist reader – always checking your credit score and feeling bad when it has dropped a few points. Judging from the email I get, I would say you have company. People worry about scores that are good but not great, and great but not perfect. Maybe that’s because …

Source: Shutterstock. When the pandemic began, credit unions with commercial loans on their books braced for major problems. Fortunately, the kind of problem they feared never happened. Many borrowers have been postponed in the first few months of COVID-19, but the majority of them have not requested an extension and have resumed making regular payments, …

Source: Shutterstock. I’ll say this: it’s wonderful to be an empty nest! I love my boys, but I’m also incredibly grateful that they are grown up and out of the house. I haven’t driven anyone to baseball practice for a long time. I didn’t cook giant meals to feed those giant mouths. I didn’t wait …

Getting a fair price on a used car is a good goal, regardless of your credit score. Knowing how to get the lowest price possible is especially important for borrowers with bad credit, as bad credit usually increases the price of finance. Find your fairest deal The auto market is gonzo right now. New and …